THE BENEFITS OF USING A
STRUCTURED INSTALLMENT SALE
Business owners who are planning to sell their business or real estate holding might be facing the prospect of a substantial capital gain. It’s important to evaluate the tax and financial options available for the proceeds from such transactions. One solution that is tax efficient and provides guaranteed income to help create a secure financial future is a Structured Installment Sale.
WHAT IS A STRUCTURED INSTALLMENT SALE?
The Structured Installment Sale is an annuity that allows for the deferral of potentially large capital gains tax and the receipt of guaranteed installment payments over time. This installment sales approach allows the seller to choose what amount to receive now and how much to defer and receive later in the form of a periodic payment. The payment
stream can be set to fit more immediate needs or help plan for the longer term goals, like retirement.
WHAT PROPERTIES ARE ELIGIBLE?
Real Estate: personal property (i.e. a home) or commercial property (i.e. an office building)
Businesses (i.e. a dental or veterinary practice)
Sellers should consult with their tax advisors to determine if a prospective sale qualifies for a structured installment sale product
ADVANTAGES TO A STRUCTURED INSTALLMENT SALE
Deferral of capital gains taxation
Conversion of asset into a guaranteed income stream, immune to market volatility and performance
Payments guaranteed by a financially sound and trusted company
RINGLER BENEFITS ASSESSMENT™
A national network of Estate Planning and Government Benefits professionals who are experts in Special Needs Trusts, Settlement Trusts, and Medicare/Medicaid planning. Our Associates collaborate with Estate Planning Attorneys, Certified Public Accounts Trust Companies, and Financial Advisors when addressing the needs of our clients.
HOW DOES IT WORKS?
